Commercial Lines Insurance

Miami Commercial Insurance Litigation Lawyer

Commercial insurance policies include a number of benefits in addition to monetary payment for damages. In standard commercial general liability (CGL) policies, the provider is frequently responsible for providing legal defense if the policyholder is sued. Unfortunately, sometimes commercial insurance carriers deny coverage for legitimate claims or reserve their rights to deny coverage while still attempting to control the defense. Commercial property insurance claims are often large, and it is not uncommon for insurers to delay or deny coverage to avoid payment of those claims.

Attorney Michelle Niemeyer works hard to hold commercial insurance providers responsible for fulfilling the terms of their policies. She works directly with her clients when developing her strategy to present the strongest possible arguments, both during negotiations and in the courtroom.

She focuses her practice on providing services and representation for policyholders involved in the following:

  • Marine Insurance Disputes
  • Commercial General Liability and other Commercial Lines Duty to Defend and other Coverage and Bad Faith Disputes
  • Commercial Property Insurance Disputes
  • Condominium Owners and Condo Association Representation
  • Director and Officers Liability Insurance (D&O) Disputes
  • Professional Liability and Errors and Omissions Policy Disputes
  • Product Liability Provisions
  • Advertising Liability
  • Coverage for Construction Defect Claims
  • Premises Liability Duty to Defend

Settlement versus Trial

Ms. Niemeyer has a track record of success in resolving matters favorably to her clients at the negotiating table, both pre-suit and in mediation, in great part because she throughly prepares her clients' cases and insurers know she will go to trial if the matter is not resolved through a settlement. Where a good settlement can be reached, it benefits the insured because legal fees and costs are lower, payment is quicker, and there is no risk of a bad trial result or an appeal and related delays. If the matter cannot be settled favorably to the insured, Ms. Niemeyer has a track record of winning in the courtroom. She works with industry professionals and experts to craft compelling cases when facing some of the nations' largest corporations. As the case moves through the litigation process, Ms. Niemeyer will monitor the insurance company's activities and if they engage in or retaliate with bad faith practices , she will pursue additional damages as allowed by the law of Florida or other states that may be available to her clients.

Contact the office of Michelle M. Niemeyer, P.A., to schedule a consultation.